Blog

Do I Actually Need Separate Flood Insurance in Kentucky?TLDR: Whether you need flood insurance in Kentucky depends on your flood…

What Endorsements Should I Add to My Kentucky Homeowners Policy?TLDR: A standard homeowners policy is a starting point — not…

TLDR: An umbrella policy adds $1 million or more in liability coverage above your home and auto policy limits —…

5 Things Kentucky Homeowners Think Are Covered But Aren'tTLDR: Most Kentucky homeowners assume their home insurance covers everything that can…

Does Homeowners Insurance Cover Flooding in Kentucky? TLDR: No — standard homeowners insurance does NOT cover flooding in Kentucky. Flood…

A Tree Fell on My House — What Does Insurance Actually Cover in Kentucky?TLDR: If a tree falls on your…

Does Home Insurance Cover Water Backup and Sewer Damage in Kentucky?TLDR: Standard homeowners insurance does NOT cover water backup or…

Does Homeowners Insurance Cover Storm Damage in Kentucky? TLDR: Standard homeowners insurance in Kentucky typically covers damage from wind, hail,…