Key takeaways: Condo insurance is a two-policy system: the HOA master policy and your personal HO-6. The master policy covers…
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Key takeaways: Condo premiums rose largely because HOA master policy deductibles climbed sharply. Higher master deductibles push more risk, and…
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Key takeaways: A Kentucky HO-6 policy covers six core areas the HOA master policy does not. It covers your unit's…
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Key takeaways: Condo insurance works as two policies: the HOA's master policy and your personal HO-6. The master policy covers…
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Key takeaways: Your condo association's master policy covers the building, not what is inside your walls. An HO-6 policy is…
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Key takeaways:Your homeowners policy caps jewelry near $1,500 and barely covers art, wine, or collections.Valuables are protected by scheduling them…
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Key takeaways:Your homeowners policy gives fine art, wine, and collections little to no real protection.These are insured through scheduling or…
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Key takeaways:A jewelry floater (also called scheduling or a rider) lists a specific item on your policy at its appraised…
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Key takeaways:Yes, but barely. A standard Kentucky homeowners policy caps jewelry theft at about $1,500 total.That limit is for all…
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Key takeaways:Jewelry insurance in Kentucky typically costs 1% to 2% of the item's appraised value per year.A $10,000 engagement ring…
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